Read reviews from customers of AIA Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of AMP Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of Asteron Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of BT Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of CommInsure Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Save 20%* online with the Insurance Watch Reward offer. Compare 100+ quotes onscreen. Life Insurance, Trauma & Income Protection Insurance. Find best value & apply online. Australia’s major Life Insurance Companies.
Insurance Watch was launched in 1999 and is still the only Australian website to display instant online quote and product feature comparisons for over 100 Life Insurance, Trauma Insurance and Income protection insurance policies. Over the years it has won many accolades and been included in a number of media releases.
Who is Insurance Watch? Insurance Watch was created in 1999 to provide consumers with the facts on screen to make informed decisions on Life Insurance. We are a fully licensed Life Insurance Broker that can can provide you a full service from purchase through to claims. We are NOT just a pretty website that provides no real quotes nor policy information and take your details to be passed on as leads to third parties – sounds familiar?
Getting life insurance advice can be confusing. If you need help determining your life insurance needs and/or choosing a product Insurance Watch has experienced advisers who can provide you with personal advice on request.
Life insurance, also known as term life insurance, provides a cash lump sum in the event of death. Some policies pay on the diagnosis of a terminal illness. Cover normally applies immediately to any cause of death with the exception of suicide occurring within the first 13 months.
Use our insurance calculator to work out how much Life, TPD, Trauma and Income Protection insurance you may need based on meeting predefined goals, such as clearing debts, providing income for dependants, funding future education.
Read real scenarios below on life insurance cases. Whether you are single and working, married with or without children or older couples reaching retirement this is a must read.
Insurance is basically a promise to pay in the future, so it is very important that the life insurance company making the promise is strong and financially secure so that they can deliver when called upon. Insurance Watch only deals with the biggest and most trusted life insurance companies in Australia so that you can compare and save on life insurance plans with confidence.
Star Ratings based on customer reviews of life insurance companies. Visitors to the the Insurance Watch website have shared how they feel about their current insurance company. Read their reviews.
Are you paying double the premiums you need to? We recently compared our quotes to others offered online, some of which are advertised heavily on TV. We ran sample quotes for a male and a female aged 40 years old and non smokers. The amount of life insurance cover used in the comparison was $500,000.
If you have a question regarding the content of this website, the products featured or wish to obtain a quote for an option not offered online please email us and we will be happy to assist. You can contact us using either our freecall 1800 111 456 or via email at firstname.lastname@example.org
LIFE INSURANCE CUSTOMER REVIEWS – ONEPATH RECEIVES BEST RATING FROM CUSTOMERS Customer reviews of the life insurers on the Insurance Watch website have given OnePath the highest overall satisfaction rating. OnePath is 100% owned by ANZ Bank and has over $1.35 Billion premiums in force. Following close behind OnePath were AIA and Macquarie Life, who were rated second and third highest respectively by their customers.
Insurance Watch has helped thousands of Australians find the best deal on Life Insurance for over 10 years. Read what some of our clients have to say.
All of the life and TPD policies quoted on our website are available for purchase by a SMSF. The trustees of the SMSF can be listed as the owner of the policy and premiums paid from the fund’s account. To view quotes and apply online go to Compare Quotes. If you would like to speak with one of our advisers to discuss your particular circumstances please go to Get Advice.
Important information you need to know when buying Life Insurance is explained in our Frequently Asked Questions – FAQ’s. What you need to know to apply for Life Insurance, what information you may need to provide, types of insurances and which policies offer a tax deduction benefit.
The marketing of “funeral expenses insurance” or “funeral plans” often makes it hard for consumers to distinguish between this type of insurance and life insurance. Some of the problems with funeral plans/insurance were highlighted in research compiled in 2011 by the Combined Pensioners and Superannuants Association of NSW (CPSA) titled “The $140,000 Funeral: Pitfalls of Funeral Insurance”.
Income Protection insurance provides an income stream should you become unable to work due to an injury or sickness. Benefits are paid monthly, not as a lump sum. The amount of cover is restricted normally to 75% of your gross salary. Premiums are tax deductible.
There are a number of special considerations for doctors seeking income protection insurance due to the nature of their occupation. Doctors are exposed in their occupation to particular hazards due to their handling of needles and other sharps. Contracting a blood borne diseases such as HIV (Aids) and Hepatitis B and C is of particular concern. Contracting one of these diseases may not result in an immediate disability but may cause a loss of business due to a falloff in patients and/or a change in the type of work performed. Depending on your income protection policy you may not be able to claim under these circumstances.
Income Protection premiums are fully tax deductible to individuals. When you complete your tax return, you can claim your income protection premiums as a work deduction. How much you will save will depend on your marginal tax rate – see examples.
Our Life Insurance industry news updates provides information on Life Insurance policies and announcements about Life Insurance Companies.
Why do I need life insurance in my 50s and 60s? With the cost of insurance cover increasing as you hit your 50s and 60s you may be tempted to think about cancelling your life insurance, particularly if you’ve paid off your mortgage and the children have left home.
Unlike many websites, Insurance Watch is a fully licensed Life Insurance broker and provides a full service. We do not sell or pass your details to third parties. Synchron and Insurance Watch are committed to ensuring the confidentiality and security of the information provided by you to us. We support and embrace the National Privacy Principles set out in the Privacy Amendment (Private Sector) Act 2000 and the protection afforded by this act for the security of private information held on ordinary Australians.
Trauma or Critical Illness insurance provides a cash lump sum on the diagnosis of a medical condition. The number of conditions covered (benefits) varies widely, cheaper policies often offering fewer benefits. The most common claims under these policies are for: cancer, heart attack, coronary bypass and stroke, although other conditions can be covered.
Watch our videos on why you need insurance, how to compare insurance policies, what could happen if you don’t have insurance and life insurance claim case studies.
Each year thousands of Australians are injured, suffer a serious illness or die unexpectedly. Statistics from the Australian Institute of Health and Welfare show that 1 in 3 men and 1 in 4 women will be diagnosed with a malignant cancer before the age of 75.
Read reviews from customers of Macquarie Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of MLC Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of OnePath Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Read reviews from customers of TAL Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website
Existing customers can recall saved quotes and applications via Sign In.
Read reviews from customers of Zurich Life. Star Ratings and reviews provided by visitors to the the Insurance Watch website