Contact us: 1800 111 456Freecall Australia

Income Protection insurance

Trauma insurance

Life insurance & TPD

SAVE 20%* on

Life insurance TPD, Trauma Insurance & Income protection

We compare:


Life Insurance Quotes (including TPD)
Trauma Insurance Quotes
Income Protection Insurance Quotes
View instantly online


Our online life insurance calculator
estimates how much you may need of:
Life, TPD & Trauma Insurance
Income Protection Insurance


Compare Australia’s biggest Life Insurance companies. Read reviews & find out who customers rate the best.
Review your insurer to win an iPhone 8


Unsure what insurance is right for you? Our advisers can recommend the best
Life/TPD/Trauma insurance and Income Protection policies for your needs

Rate your insurer to win an iPhone 8

Instant Insurance Cover With No Medicals

Compare Our Premiums
Insurance Watch – cheapest Insurer $ 28.59
Allianz $ 40.33
AAMI $ 55.27
Budget Direct $ 57.44
Medibank $ 59.30
Insuranceline $ 63.24
NRMA Life $ 63.53
Virgin $ 68.50
Real Insurance $ 68.75
Guardian $ 72.70
Woolworths $ 76.50

Monthly Premiums for $500,000 life cover for a 40 year male non-smoker as at 4th January 2018 (excludes membership or other discounts and before the Insurance Watch 20% Reward*)

Get Quotes

Pay Your Premiums With Super

Many of the insurance companies we feature will allow your Life/TPD and
Income Protection premiums to be paid out of your existing superannuation fund.
Some insurers will even give you a 15% discount if you pay in this way. Interested?



Tax Deductions

Tax deductions can be handy at tax time.
Did you know that income protection
premiums are fully tax deductible.
This means when considering the cost
of income protection you should
look at the after tax cost.



“I don’t know how I can thank you for all your support and guidance through the whole claims process. One thing I will be doing is telling all my family and friends if they need life/Trauma insurance is to go through you and Insurance Watch. Insurance Watch is a credit to the insurance industry.”

- Dayne (WA)

"I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better!! I hope you don't mind, but I have passed your details on to a friend of mine."

- Ann (NSW)

"Thank you for coming back to me so swiftly. It has been a pleasure dealing with you and an exceptionally efficient process & I will definitely go first to Insurance Watch for any future needs. (Feel free to quote me on that!)"

- Nicola (ACT)

More Testimonials

Compare us to others

Don’t pay too much! We compared our quotes to some of the direct insurance offers you may have seen on TV. The results? Our life insurance premiums were much lower (in some cases half the cost). More

Why we’re different

Since 1999 Insurance Watch has helped thousands of Australians save money on their insurance cover. Compare 100+ insurance policies and apply online, with no sales call pressure. Friendly advice on request. More

Our 20%* Insurance Watch Reward

Insurance Watch will refund 10% of your premiums in the first and second years of your policy to thank you for using our services. You won’t get this deal going direct to the insurer! More

Ongoing Service

We don’t charge any fees. But that doesn’t mean that our service stops once your policy is in place. We’ll help you review your policy and make changes over time. And we’ll be there should you need to make a claim. More

  • Life/TPD


    What is Life & TPD insurance? Tips and traps. Why cheapest is not always best. Life & TPD case studies.

  • Trauma


    What is Trauma insurance? Tips and traps. Why cheapest is not always best. Trauma case studies.

  • Income Protection

    Income Protection

    What is Income Protection? Tips and traps. Why cheapest is not always best. Income Protection case studies.


Hot Topics

Funeral Insurance Plans vs Life Insurance

Insurance for Self Managed Super Funds or SMSFs

Why do I need life insurance in my 50s and 60s?

Life Insurance and Income Protection for Doctors

How to save on income protection

Tax Deduction for income protection

Body Mass Index calculator

How to increase your insurance cover