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Life Insurance Quotes (including TPD)
Trauma Insurance Quotes
Income Protection Insurance Quotes
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Our online life insurance calculator
estimates how much you may need of:
Life, TPD & Trauma Insurance
Income Protection Insurance
COMPARE INSURERS
Compare Australia’s biggest Life Insurance companies. Read reviews & find out who customers rate the best.
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GET ADVICE
Unsure what insurance is right for you? Our advisers can recommend the best
Life/TPD/Trauma insurance and Income Protection policies for your needs
Compare Our Premiums
| Insurance Watch – cheapest |
$ 28.73 |
| Coles | $ 51.97 |
| AAMI | $ 55.27 |
| Medibank | $ 59.30 |
| Insuranceline | $ 63.24 |
| Real Insurance Family Life cover | $ 68.75 |
| Guardian | $ 72.70 |
| Woolworths | $ 76.50 |
| Virgin Quick & Easy | $ 103.00 |
Monthly Premiums for $500,000 life cover for a 40 year male non-smoker as at 15th November 2016 (excludes membership, tailored or other discounts and before Insurance Watch 20% discount)
Pay Your Premiums With Super
Many of the insurance companies we feature will allow your Life/TPD and
Income Protection premiums to be paid out of your existing superannuation fund.
Some insurers will even give you a 15% discount if you pay in this way. Interested?
Tax Deductions
Tax deductions can be handy at tax time.
Did you know that income protection
premiums are fully tax deductible.
This means when considering the cost
of income protection you should
look at the after tax cost.
| Insurer | Ranking | Reviews | |
| ClearView |  |
17 reviews | |
| AIA |  |
70 reviews | |
| OnePath |  |
98 reviews | |
| Zurich | |
43 reviews | |
| CommInsure | |
39 reviews | |
| Asteron | |
31 reviews | |
| MLC | |
56 reviews | |
| TAL | |
86 reviews | |
| AMP |  |
63 reviews | |
| BT | |
20 reviews |
“I don’t know how I can thank you for all your support and guidance through the whole claims process. One thing I will be doing is telling all my family and friends if they need life/Trauma insurance is to go through you and Insurance Watch. Insurance Watch is a credit to the insurance industry.”
- Dayne (WA)"I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better!! I hope you don't mind, but I have passed your details on to a friend of mine."
- Ann (NSW)"Thank you for coming back to me so swiftly. It has been a pleasure dealing with you and an exceptionally efficient process & I will definitely go first to Insurance Watch for any future needs. (Feel free to quote me on that!)"
- Nicola (ACT)
Compare us to others
Don’t pay too much! We compared our quotes to some of the direct insurance offers you may have seen on TV. The results? Our life insurance premiums were much lower (in some cases half the cost). More
Why we’re different
Since 1999 Insurance Watch has helped thousands of Australians save money on their insurance cover. Compare 100+ insurance policies and apply online, with no sales call pressure. Friendly advice on request. More
Our 20% Discount
Insurance Watch will refund 20% of your first year’s premium. How can we afford to do this? By sharing with our customers the income we receive from the sale of policies. You won’t get this deal going direct to the insurer! More
Ongoing Service
We don’t charge any fees. But that doesn’t mean that our service stops once your policy is in place. We’ll help you review your policy and make changes over time. And we’ll be there should you need to make a claim. More
Life/TPD
What is Life & TPD insurance? Tips and traps. Why cheapest is not always best. Life & TPD case studies.
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Trauma
What is Trauma insurance? Tips and traps. Why cheapest is not always best. Trauma case studies.
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Income Protection
What is Income Protection? Tips and traps. Why cheapest is not always best. Income Protection case studies.
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