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Life insurance & TPD

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Life insurance TPD, Trauma Insurance & Income protection

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Income Protection Insurance


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Life Insurance Comparison
Insurance Watch – cheapest of 10 insurers $28.59
Allianz $ 40.33
AAMI $ 55.27
Budget Direct $ 57.44
Medibank $ 59.30
Insuranceline $ 63.24
NRMA Life $ 63.53
Virgin $ 68.50
Real Insurance $ 68.75
Guardian $ 72.70
Woolworths $ 76.50

Monthly Premiums for $500,000 life cover for a 40 year male non-smoker as at 4th January 2018 (excludes membership or other discounts and before the Insurance Watch 20% Reward*)

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Pay Your Premiums With Super

Many of the insurance companies we feature will allow your Life/TPD and Income Protection premiums to be paid out of your existing superannuation fund. Some insurers will even give you a 15% discount if you pay in this way. Interested?


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Tax Deductions

Tax deductions can be handy at tax time. Did you know that income protection premiums are fully tax deductible? This means when considering the cost of income protection you should look at the after tax cost.


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“I recently experienced my husband passing away suddenly through an accident. Whilst grieving a loss, it is not an easy time to approach any form of personal business matters. My claim for insurance also had complexities attached to it. Donna at Insurance Watch was compassionate and caring. Her personal manner and expertise of insurance matters was an invaluable resource to me. Insurance Watch aim to be more than a seller of insurance. They are there to stand between the Customer and the Insurer. I experienced this first hand. They completed this role in an approachable and yet very professional manner. In all communications from the Insurer there was respect toward Insurance Watch which indicated to me the value of them as an Insurance Broker. I am so glad that we have Insurance Watch as our Insurance Broker as they extend continued care and support as part of their customer service. Thank you.”

- Ingrid (WA)

“I don’t know how I can thank you for all your support and guidance through the whole claims process. One thing I will be doing is telling all my family and friends if they need life/Trauma insurance is to go through you and Insurance Watch. Insurance Watch is a credit to the insurance industry.”

- Dayne (WA)

"I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better!! I hope you don't mind, but I have passed your details on to a friend of mine."

- Ann (NSW)

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Compare Life Insurance Quotes

Don’t pay too much! We compared the life insurance quotes from our insurers to some of the direct insurance offers you may have seen on TV. The results? Our premiums were much lower (in some cases half the cost!). Compare

Why we’re different

Since 1999 we have helped thousands of Australians save money on their insurance cover. Compare quotes online without providing personal information and without any sales pressure. Easy online application. About us

Our 20%* Insurance Watch Reward

To thank you for using our online service Insurance Watch will refund 10% of your premiums in the first and second years of your policy. You won’t get this deal going direct to the insurer! Our Discount

Ongoing Service

We don’t charge any fees. But that doesn’t mean that our service stops once your policy is in place. We’ll help you review your policy and make changes over time. And we’ll be there should you need to make a claim. Our services

  • Life/TPD


    What is Life & TPD insurance? Tips and traps. Why cheapest is not always best. Life & TPD case studies.

    Go to Life/TPD
  • Trauma


    What is Trauma insurance? Tips and traps. Why cheapest is not always best. Trauma case studies.

    Go to Trauma
  • Income Protection

    Income Protection

    What is Income Protection? Tips and traps. Why cheapest is not always best. Income Protection case studies.

    Go to Income Protection

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