Superannuation Insurance

Why Life Insurance from your Super Fund may not be so super! The Productivity Commission estimated in 2018 that around 12 million Australians have life insurance, such as death, TPD and income protection, through their super fund. Most of this is default or automatic insurance. Auto...

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SMSF Insurance – Insurance for Self Managed Super Funds (SMSFs)

Summary of the Pros and Cons of SMSF Insurance Advantages of having insurance in a SMSF: Provides insurance protection for members Can be tax effective vs personal ownership Cashflow benefits of using accumulated funds in super to pay premiums Disadvantages of having insurance in a SMSF: Premiums...

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Reduce Income Protection Insurance cost

20 top tips to get the best value income protection insurance Income Protection insurance premiums have risen by as much as 30% over 2017 and 2018. You know that income protection insurance is important for your financial security. But how do you keep the cost affordable? It...

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Increasing Insurance Cover

How can I easily increase my insurance cover? If your insurance policy is guaranteed renewable you are covered regardless of future changes to your health, occupation or pastimes. But what if you realise that you don’t have enough cover and you need to increase your insurance...

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Life Insurance over 50s

Why do I need life insurance in my 50s and 60s? In many cases you can take out a life insurance policy up to the age of 75 and renew it until age 100. But why would you have life insurance past your 50s and 60s, particularly...

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Income Protection Tax Deductibility

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Insurance for Doctors

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Funeral Insurance

Funeral Insurance Plans vs Life Insurance What's the difference? The marketing of "funeral expenses insurance" or "funeral plans" often makes it hard for consumers to distinguish between this type of insurance and life insurance. There are some similarities between the two: They both pay a lump sum in...

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