Body Mass Index (BMI) Calculator
Insurers take BMI into consideration when deciding whether or not to offer life, TPD, trauma or income protection cover.
![8549530](https://www.insurancewatch.com.au/wp-content/uploads/2023/02/8549530.png)
What is Body Mass Index or BMI?
Your Body Mass Index (BMI) is a calculation intended to show if you are in a healthy weight range for your height. It is calculated by taking your weight (in kilograms) and dividing this by your height (in metres) squared.
What is considered a healthy weight range?
Generally your BMI indicates that you fall into one of the following ranges:
![BMI Chart](https://www.insurancewatch.com.au/wp-content/uploads/2023/02/BMI-Chart.jpg)
Use our BMI Calculator now
Why is BMI important?
A Body Mass Index (BMI) in the Obese range can increase the probability of contracting the following chronic conditions and diseases:
- Diabetes
- Hypertension
- Heart Disease
- Stroke
- Cancer
Sometimes if an individual’s BMI is in the obese range a premium loading will be applied to reflect their increased risk profile. Those individuals who have a BMI above 40 may struggle to obtain cover.
There are an increasing number of insurers who offer premium discounts for a healthy BMI. This includes discounts at the beginning of a policy and also rewards for maintaining a healthy BMI during a policy’s term. Find out how much you can save.