AIA Vitality – Guide to Rewards and Benefits

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What is AIA Vitality?

AIA Vitality is a health and well being program, which provides rewards and benefits, including insurance premium discounts, for living a healthier lifestyle.

How does AIA Vitality work?

As a member of AIA Vitality you earn points each year for being active or having health tests.

There are four levels of points status:


30,000+ points


20,000 to 29,999 points


10,000 to 19,999 points


0 to 9,999 points

The more you understand and improve your health, the greater the rewards and benefits you receive.

SPECIAL OFFER: From 1st April 2024 take out an AIA Priority Protection policy with Vitality and achieve Silver Status within 6 months to receive a cash payment of $500 .

How to qualify for the Vitality $500 Silver Status reward:

  1. Get a quote for an AIA Priority Protection Life, TPD, Trauma or Income Protection policy from the Insurance Watch online comparator (these policies cannot be purchased directly from the insurer AIA)
  2. Check that the policy you have selected has Vitality attached (minimum cost of $678 annual required)
  3. Apply for the policy via a paper, online or telephone application on the Insurance Watch website
  4. After your policy is accepted, you will be sent a link to activate your Vitality membership
  5. Start earning points!  After 6 months if you have achieved Silver status AIA will pay $500 into your Vitality bank account

See full offer details including how you can participate if you have an existing AIA policy or have Vitality already through AIA Health insurance.

How easy is it to reach Gold or Platinum status?

Reaching 20,000 or 30,000 points can be easier than you think.

Someone who is moderately active and completes the yearly health assessments could achieve the following:

  • Online assessments – up to 5,500 points
  • Health assessments – up to 8,000 points
  • Gym visits – twice a week for 48 weeks – 9,600 points
  • Steps target per day – twice a week for 48 weeks – 9,600 points

This is a total of 32,700 points in a year.  Once Platinum status is reached you could receive 50% cashback on a Virgin flight to Los Angeles. In addition you could receive shopping vouchers of up to $650 a year, half price movie tickets and gym cashbacks.

Use the AIA Vitality Simulator to see your estimated rewards over one year.

How much does a Vitality membership cost?

Vitality membership costs $11.50 a month or $138 a year when added to an AIA Priority Protection Life, TPD, Crisis Recovery or Income Protection insurance policy with a minimum premium of more than $540 a year.

If you also take out a new AIA Health insurance policy the Vitality fee will be waived and you will receive a 5% discount on your other AIA insurance policies.

Not only can you take out financial protection for your family and yourself, you can also receive rewards for your healthy lifestyle through Vitality.

To obtain quotes for AIA insurance policies, with the Vitality fee and discounts built in, click Compare Quotes Online below. Or request more information about AIA Health Insurance.

If you are already an AIA customer, leave a review on AIA and Vitality and go into the draw for an Apple Watch Series 9.