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AIA Vitality – Guide to Rewards and Benefits

What is AIA Vitality?

Life Insurance SpecialistsAIA Vitality is a health and well being program, which provides rewards and benefits, including insurance premium discounts, for living a healthier lifestyle.

How does AIA Vitality work?

As a member of AIA Vitality you earn points each year for being active or having health tests.

There are four levels of points status:

  • Platinum – 30,000+ points
  • Gold – 20,000 to 29,999 points
  • Silver – 10,000 to 19,999 points
  • Bronze – 0 to 9,999 points

The more you understand and improve your health, the greater the rewards and benefits you receive.

How can I earn points under Vitality?

There are many ways to earn points. The following are just some examples:

Online assessments –

  • AIA Vitality Health Review – 1,000 points
  • Skin Self-Examination – 1,000 points
  • Online Nutrition Assessment – 1,000 points for two tests
  • Mental Wellbeing Assessment – 1,500 points for 6 assessments
  • Non-smoker’s Declaration – 1,000 points

Assessments by Healthcare professionals –

  • BMI, blood pressure, cholesterol and blood glucose – up to 6,000 points a year
  • Dental check – 1,000 points
  • Flu vaccination – 1,000 points

Physical Activity –

  • Activity – Steps per day, heart rate, speed, calories burned – 50 or 100 points per day
  • Gym visits – 100 points per visit
  • Nutrition tracking – up to 4,800 points per year
  • Sleep tracking – up to 2,000 point per year

What rewards will I receive?

AIA Insurance Discounts –

  • Initial 12.5% premium discount (17.5% for new AIA customers) on all AIA Priority Protection Life/TPD/Trauma policies.
  • Initial 7.5% premium discount on all AIA Priority Protection Income Protection policies.
  • These premium discounts decrease each year by up to 2.5% unless Gold status is achieved.  If Platinum status is achieved the discounts will increase by 1% a year, up to a maximum of 20%
  • An additional 5% premium discount will apply if myOwn Health insurance is also taken out.

Gym Discounts –

  • Anytime Fitness – 10% discount on membership fee and up to $100 cashback per quarter
  • Fitness First – 30% discount on membership fee and 20% cashback per quarter
  • Virgin Active – 50% off “Active Me” membership fee

Other Discounts –

  • Fitness Devices – 25% discount on Fitbit and Garmin devices
  • Healthy Gear – 30% discount on Jaggad apparel
  • Vitality Airline RewardsFlight Discounts – at least 10% cashback on Virgin Australia and Singapore Airlines flights. 2 flights a year (one of which can be international) will receive cashback according points status:  Bronze 10%, Silver 20%, Gold 30%, Platinum 50%. (Conditional on having completed an AIA Vitality health check within the last 12 months and being a member for more than 90 days)
  • Endota Spa Discounts – discounted e-Gift cards – Bronze 20%, Silver 30%, Gold 40%, Platinum 50%
  • Hoyts discounts – 50% off 6 movie vouchers per month

Shopping Rewards

  • For each 5,000 points earned you receive shopping vouchers for Myer, Ticketmaster, Woolworths, Rebel or Dymocks. The vouchers are issued for amounts of $20, $40, $60, $80, $100, $150 and $200 i.e. the last voucher of $200 would be received at 35,000 points.
  • $5 voucher per week if Active Benefits target met – this can be spent at Uber, Uber Eats, Google Play, Woolworths or iTunes or donated to charities Black Dog Institute, Cancer Council Australia, Youngcare or Diabetes Australia

How easy is it to reach Gold or Platinum status?

Reaching 20,000 or 30,000 points can be easier than you think.

Someone who is moderately active and completes the yearly health assessments could achieve the following:

  • Online assessments – up to 5,500 points
  • Health assessments – up to 8,000 points
  • Gym visits – twice a week for 48 weeks – 9,600 points
  • Steps target per day – twice a week for 48 weeks – 9,600 points

This is a total of 32,700 points in a year.  Once Platinum status is reached you could receive 50% cashback on a Virgin flight to Los Angeles!  In addition you could receive shopping vouchers of up to $650 a year, half price movie tickets and gym cashbacks.

How much does a Vitality membership cost?

You can add a Vitality membership for $10 a month or $120 a year when purchasing an AIA Priority Protection Life, TPD, Crisis Recovery or Income Protection insurance policy. There is a minimum premium requirement of at least $300 a year.

If you also take out a new myOwn Health insurance policy the Vitality fee will be waived and you will receive a 5% discount on your AIA policy.

Not only can you take out financial protection for your family and yourself, you can also receive rewards for your healthy lifestyle through Vitality.

To obtain quotes for AIA insurance policies with the Vitality fee and Vitality discount built in click Compare Quotes Online below.

Important Information: Insurance Watch receives a $250 activation fee from AIA for Vitality memberships taken out by its clients.