Superannuation Insurance
Why Life Insurance from your Super Fund may not be so super! Many Australians have insurance through their super fund….
Buying Life Insurance Direct from the Insurer – Higher Premiums Exposed
Is Life Insurance cheaper “direct” or through a broker? Are you paying three times more than you need to for…
SMSF Life Insurance – Insurance for Self Managed Super Funds (SMSFs)
Guide to the Pros and Cons of SMSF Life Insurance The following is a summary of the key considerations when…
Are you paying a “Lazy tax” on your insurance?
What is a “Lazy Tax” (or “Loyalty Tax”) ? Consumers often assume that insurance companies will reward them for their…
Income Protection Tax Deduction
How to calculate the tax deduction benefit for income protection premiums
20 tips How to Reduce the cost of Income Protection Insurance
Are you looking for cheaper income protection premiums? There have been sharp hikes in income protection premiums in recent years,…
APRA Changes to Income Protection
Major changes to income protection policies from 1st October 2021 In December 2020 APRA announced it would be intervening in…
Coronavirus and Life Insurance
How does Coronavirus (COVID-19) affect Life Insurance policies? Updated 1st December 2021 The novel coronavirus, or COVID-19 as it is…
Income Protection for “Tradies”
Who is a “Tradie” Tradespeople, or “Tradies” as they are commonly known, are skilled workers usually with some kind of…
Increasing Your Insurance Cover
How can I easily increase my insurance cover? If your insurance policy is guaranteed renewable you are covered regardless of…