Reviews and star ratings come from customers who have had a Resolution Life (AMP) Life, TPD, Trauma or Income Protection insurance policy.

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Resolution Life (AMP)

Overall rating:
Average+ from 230 reviews
Value for money
Features and benefits
Ease of Application
Timeliness of processing
Customer service and communication
Claims rating:
Average from 27 reviews
No reviews
Ease of lodging
N/A
Processing time
N/A
Helpfulness with enquiries
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12 Apr 2024 Overall rating
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  Review by
    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Some discounts for long membership. I would recommend them to others."
17 Feb 2024 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "Would be better if the had easier to read and understand statements or more generally clearer communications."
30 Dec 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 5 years.
    "Originally AMP, difficult to get assistance with online account and premiums always increasing significantly."
06 Sep 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "I have claimed both IP and TPD through AMP and they were both straight forward claims. I used a law firm for TPD as it was a large claim and I didn't have the energy or ability to handle the stress of a direct claim.."
06 Sep 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Great value life assurance and great claims experience on trauma."
06 Sep 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 10 years or more.
    "I have found this provider expensive in fees, They also rely on time poor loyal people. I would not recommend and and I need to find tome to swap my insurer.."
13 Jul 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "I have had a positive experience with AMP insurance, and I appreciate the peace of mind it provides. Their range of insurance products offers comprehensive coverage, ensuring that my financial well-being and that of my loved ones are protected in case of unforeseen events. One of the key advantages of AMP insurance is their flexibility and customisation options. They offer different types of insurance policies that can be tailored to individual needs and circumstances. Whether it's life insurance to protect my family's financial security, income protection insurance to provide a safety net in case of disability or illness, or TPD insurance to cover permanent disabilities, AMP offers a comprehensive suite of coverage options. The claims process with AMP has been smooth and efficient. Their team was responsive and supportive, guiding me through the necessary steps and documentation required to process my claim. The promptness and professionalism demonstrated by their claims team gave me confidence in the company and its commitment to its customers. AMP's commitment to ongoing customer support is also noteworthy. They provide resources and information to help policyholders understand their coverage, make informed decisions, and navigate the insurance process. This level of support is invaluable, particularly during challenging times when insurance coverage is needed the most. Another positive aspect of AMP insurance is their reputation and experience in the industry. With a long history in the financial services sector, AMP has established itself as a reputable and trusted provider. This can provide reassurance and confidence to policyholders knowing that their insurance needs are in capable hands.."
28 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "Was able to pay the premium via Super Fund, which makes it easy to set and continue with annual deductions.."
28 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 3 years.
    "Have not really interacted with them that much, so I can't comment. No complaints so far.."
27 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 6 years.
    "This mob were recommended to me by a friend, and my experience has also been positive. I've not had to claim through them, but all interactions have been positive."
23 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "Insurance is held within superannuation. Experience has been good. Website is simple to operate and access coverage amounts.."
22 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 5 years.
    "The 3rd party insurer who we ended up working with was very self assured and didn't seem to really care about us as people, more just as a person. I much prefer to be treated as I treat others with integrity and understanding of their situation.."
20 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "They are very professional and keep contact with us and seem to care. Overall we are happy with our experience.."
16 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 10 years or more.
    "Interactions with them have been easy although the initial sign up seemed complicated and long due to so much information being reviewed. I have not had to make a claim but (as with all insurance) I fear there will always be a loophole that will mean I don't get my benefit. I do hope if it is ever needed the process will feel like they are on my side.."
10 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Very poor since they have become Resollution Life as their customer service and online systems are terrible."
10 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "I Recommend them, the insurance does what its supposed to."
07 Feb 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Experience with this company has been good. Always helpful and will change things for me.."
02 Jan 2023 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Funeral Insurance / Plan for 10 years or more.
    "Professional, friendly, good range of products and customer focused. This is what potential customers are looking for .."
20 Dec 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "I'm about to be financially ruined because my income protection is not being fairly calculated, I was two months into a high paying fulltime position and was injured in a not at fault motor vehicle accident. My employer graciously continued my employment on light duties with a $50k pay reduction. Resolution Life calculated my pre disability income over a 12-month prior period, where I was self-employed and doing my best to pay myself the minimum taxable personal income as the business paid for most of my personal expenditures, vehicles, phone, internet, fuel, hobbies via advertising write offs etc. In short, Resolution Life will not recognize my salary amount at time of injury and have opted to find the lowest possible pre disability income amount, with respect to my business and personal exertion within my business. Research has shown me that the industry standard would place my income in a category of variable income meaning looking back up to 3 years of earning and also future lost earnings. If this was done my pre disability income calculation would be 3x higher than the figure resolution life has come up with and my monthly insurance cover would have protected me against going bankrupt. I insured myself for a required figure and paid premiums on the amount of insurance cover for over 10 years only to be told, sorry we at Resolution Life are going to pay you an amount that's less than half of what I'm actually insured for. I have come to find out this goes directly against advice of APRA to insurers. APRA say it clearly 'APRA considers it imperative that claim payments should be consistent with the principle of indemnity, thereby avoiding moral hazard as far as possible' Principle of Indemnity is defined as 'Indemnity is a guarantee to restore the insured to the position he or she was in before the uncertain incident that caused a loss for the insured. The insurer (provider) compensates the insured (policyholder)' If anyone has personal insurance with these guys (previously AMP) take my advice and Lawyer up straight away!."
12 Dec 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "Premiums do seem quite high and I cancelled income protection relatively recently as I couldn't justify the monthly sum.."
20 Sep 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 5 years.
    "I found AMP professional, provided thorough and clear information on their policy and good customer service. Overall happy with their performance.."
08 Sep 2022 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "My insurer provided comprehensive cover and although I did not ever claim, provided me with peace of mind.."
07 Sep 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 6 years.
    "I it easy to access my policy through the online app and I can see all my policies."
01 Sep 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "AMP have been good with their communication. I receive regular email updates when and if changes occur. Like all insurers premiums are rising. Obviously if they could keep premiums from rising that would be appreciated.."
11 Jun 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Service is ordinary. Amp is now resolution life , very ordinary service."
28 Jan 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 5 years.
    "They've put in work to review their offering to make sure it's fit for purpose, transparent, and more fair. Communication is limited.."
01 Jan 2022 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Have not required to claim so not sure how ell they handle claims which is always my greatest concern.."
29 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 6 years.
    "Easy over the phone process. Did not make us get medicals. On a direct debit system. Have not made a claim yet thankfully, so not sure how painless the payout process is. The cost of insurance does rise significantly once exceed 50 years of age but it still gives peace of mind. Would definitely recommend AMP as it's also a well reputable organisation.."
27 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 5 years.
    "This company was easy to set up our insurance and when we wanted to update it the process was easy. Their app for services is good and we would recommend to other families if you are in the market, check them out.."
22 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 4 years.
    "They were easy to get things set up. I've never had a claim so I can't say what they are like during claims."
10 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 10 years or more.
    "Good products that is indexed with CPI but unfortunately they lack good customer service and not able to resolve issue without any intervention. AMP company itself is not doing quiet well at the moment that lack confidence to recommend it to anyone. If their products were not good, I would have moved to some other insurer.."
10 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection, Funeral Insurance / Plan for 4 years.
    "Insurer was issued and selected as part of AMP super plan with the new company I started to work at. Currently, with the large weight times I should of opted for rapid payout, I had to rely on my health cover for my cancer treatment instead because of the 90 day cooling off period.."
08 Dec 2021 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "They have been easy to deal with and have reasonable rates.."
29 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 6 years.
    "Easy to understand policy. Haven't had to make a claim yet though."
28 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "They are ok but price seems to exponentially go up."
15 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 3 years.
    "Easy application process they made it easy to apply and set out options that were available. Pretty good coverage, although I have never had to make a claim.."
14 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 5 years.
    "The premium increases are ridiculous with little to no feedback. It currently is a case of whether or not to continue with a policy that is increasing its premiums by close to 20% yearly. I would definetly not recommend them.."
11 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 8 years.
    "Limited communication from the company over the past 8 years, apart from their mandatory requirements.."
08 Oct 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 5 years.
    "It's alright, I would prefer if it was more affordable for a pensioner like me."
28 Jun 2021 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 5 years.
    "Comprehensive cover. Easy to understand. I've never made a claim though."
15 Jun 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 4 years.
    "My experience with the claim was drawn out and I felt like I got lost in the system to some extent.."
09 Jun 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Had no real concerns with them. Representative for the company is prompt and professional.."
04 Jun 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 4 years.
    "They've been easy to work with and their customer service is pretty good."
02 Jun 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "Amp were just great couldnt do enough for me arranged things that suited myself and helped me out a number of times."
23 May 2021 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "The premiums charged by AMP for my income protection policy after I I turned 50 were pretty shocking. In 2020 I paid $17,000 for 1 year's cover. If you think that's bad - and it is - you'll think I'm pulling your leg when I tell you what they quoted me for income protection cover for 2021. I assure you this is no joke, and it should be the subject of an investigation. The annual premium quoted by AMP in February of this year was THIRTY THOUSAND DOLLARS. I kid you not: AMP quoted me a premium of $30,000 for 1 year of income protection insurance. Just to clarify, I am not on an exorbitant salary - I earn $114,000 per annum. But AMP intended to charge me 27% of my gross annual income for income protection insurance. I am in good health and have never made a claim against my income protection policy. I refused to pay that ridiculous figure and made an application to my new super fund to accept a transfer of my AMP policy. The insurer for my super fund accepted the transfer of insurance without question and has advised me that the annual premium for my income protection insurance will now be $3,412. The premium charged by my new insurer - for the same level of cover I had with AMP - is 9 times less than AMP were going to slug me. I have lodged a complaint with AMP but have not yet received a reply. I wanted to report this to the insurance ombudsman but they don't deal with complaints about fees or premiums. This outrageous conduct needs to be exposed.."
16 May 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Indifferent, nothing good or bad in particular with my experience."
14 May 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "As it was all done via an agent I expect they chose accordingly."
13 May 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "No contact on advising how to improve what i have."
09 Feb 2021 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 7 years.
    "Till now a good since it was never used so have no complaints as of yet."
07 Feb 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 3 years.
    "Trauma buy back clause allows claiming under the same catagory twice. eg skin cancer and then again under another cancer.."
30 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 8 years.
    "Would recommend AMP to my friends and family easy to deal with they are well kown."
24 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Easy customer experience with timely communication via email or paper statements. Decent value for money. Would recommend as a shortlisted insurer.."
21 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 8 years.
    "Customer service was very helpful when I asked for a review of my policy and gave me partial advice."
21 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Been with this insurer for over 25 years. Policy is okay. Access to info and customer service when things change (like payment method, beneficiaries etc) is ridiculously poor. Unhelpful, refused to correct errors and completely ignored emails asking to confirm if issues resolved. They even send letters threatening to cancel the policy when in fact THEY have made the error! If you're shopping around, stay away from AMP. Not worth the anxiety.."
19 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Income Protection for 6 years.
    "Great insurer and great price. Would recommend it to friends."
17 Jan 2021 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I have had no problems with AMP insurance. Every time I have had to call them which has been about twice in 15 years their service has been good.."
30 Dec 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Since starting the policy in 1971 (which was National Mutual at the time) no person has bothered to contact me regarding my policy. The only communication is a bill twice a year.."
30 Oct 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "Pretty average anytime I've had questions about my policy, I've emailed a few times with varying results. Calling seems to be more efficient for them, unfortunately it's not for me."
20 Oct 2020 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 4 years.
    "Easy to get a hold of and friendly although a little expensive.."
20 Oct 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "They do not communicate other than annual statements. These are computer generated. The computer cares more for me than they do.."
20 Oct 2020 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Income Protection for 1 year or less.
    "Easy to access information and good level of protection for current lifestyle."
23 Jun 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Have not heard a lot from them in recent years but the original guy who signed me up years ago was amazing. I have always been happy with them.."
22 Jun 2020 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 6 years.
    "I like it even though I've never had to claim. Price and cover seems good."
22 Jun 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 1 year or less.
    "Customer service was very bad when i had to change my policy."
22 Jun 2020 Overall rating
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    Had Resolution Life (AMP) Income Protection for 5 years.
    "I have Income Protection as a part of my superannuation policy. It makes it more affordable.."
22 Apr 2020 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Initially it took a lot of time to get my claim processed. I was not happy that they wanted my entire medical record which I refused to provide. However they then did my claim based on my doctors and lab reports. I was happy and they continued to pay me. They tried to get me to go back to work and provided some support which was not really helpful. However I did manage to get back to work part time finding work for myself at a company that was supportive of me and my disability. AMP continued to pay me partial payments based on the income I received till the end of the policy at age 60. I was happy that I took insurance nearly 15 years prior as I would have really struggled without this insurance. Overall AMP was very good. Thy can improve their processes to help people who are distressed at the time they need the protection.."
06 Apr 2020 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 10 years or more.
    "Excellent Insurer, Don't need to change.I have had a good experience, easy to talk to and hassel free."
15 Mar 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 3 years.
    "It has been east and hassle free. Feel we have been well informed with our insurance product.."
08 Mar 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover, Income Protection for 10 years or more.
    "It's a policy I've had for many years and have never claimed on. The premiums keep increasing so am valuing how much longer it is needed.."
07 Mar 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Been with them for a long time but every year the policy goes up to the point that it isn't worth me reducing the payout anymore to keep it going currently trying to take up life insurance through my super which is much more affordable. Since the banking royal commission have lost all faith in AMP."
29 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I just received my annul review at $13.41 increase a month one $2,700 policy. I was told it will go up more each year because I am getting old. Age 72 now. I actually don't have an 'evate' policy but no mention of 'stepped” policy. Do not deal with this company. Outrageous. Greedy. My biggest concern in life is that I have no relatives to bury me and finalise my affairs if I do not have the money at the time. So this policy gave me immediate security as a friend will pay expenses, and she is the recipient of the insurance. I suffer from acute anxiety. I rang the company for an explanation to complain and because I was upset and because of anticipated increases in the future I said I cannot afford to live long and asked if they paid out on suicide. Firstly tongue in cheek, but I did get upset. Next thing I had a call saying they had sent someone around. While still on the phone it was a 6'4 ' 20 year old policemen, and an older one was standing behind him. It was a welfare check. I said I was hurrying to go out. The asked where I was going and a lot of questions wanting names and addresses of friends, the code of my key lock. They also said they had the power to break down my door if I didn’t let them in. I was half dressed. I made a complaint about the way I was treated, and anxiety naturally intensified making the situation worse. As a counsellor, I would have known there was no way aggressive behaviour would have achieved a positive result. Unforgiveable."
29 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Cover has been precautionary but in retrospect I could have done without it.."
29 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Annul review up by $13.41 increase a month on $27,000 policy. I was told it will go up more each year because I am getting old. Age 72 now. Do not deal with this company. Outrageous. Greedy and will become un-affordable. I actually don't have an 'elevate' policy but no mention of 'stepped' policy which is what I have.."
21 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "The policy benefits are comprehensive and as a tradie suit me. I recently wanted to get some quotes without indexation on the sum insured, to compare, and they said they couldn't do that until my annual renewal date. So that made it hard to make a decision if I wanted to make changes or insure elsewhere. I would however recommend other work mates to look at AMP for their income protection.."
07 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Would recommend. Simple easy steps to understand and sign up. Have had policy for over 10 years."
05 Feb 2020 Overall rating
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    Had Resolution Life (AMP) Income Protection for 4 years.
    "I am really happy with my insurer and i would even go as far to give them 9/10 stars."
28 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 2 years.
    "Easily the best insurer if you work in the Underground Mining industry.."
11 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Funeral Insurance / Plan for 8 years.
    "For a funeral plan they were great. would highly recommend for funeral plan."
10 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "I neither like nor dislike.. they are there if i need them."
10 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 10 years or more.
    "I wouldn't recommend AMP trauma insurances policy costs are going through the roof every year I lower the amount to stay ahead of costs but I think this will be my last year holding this plan it's too unaffordable now."
10 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Bought through a reliable & trusted broker. Would have preferred a Fixed Payout policy rather than stepped, but still satisfied.."
10 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "It was a bit too easy to enter into the policy and then had no follow up from them. It seems that we have paid absobant amounts of money for the product we have and still not sure if we have the right amount of coverage.."
10 Dec 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Took out this policy over 20 years ago. Price keeps going up and value goes down, would not recommend AMP to anyone."
09 Oct 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 3 years.
    "It is a good provider and they serve me well.."
07 Oct 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 1 year or less.
    "Comforted by the fact that I am covered. No issues so far dealing with them.."
25 Sep 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 4 years.
    "It was through my super so got a decent deal when I was with my old employer, but since leaving it has become very expensive. AMP had been good to deal and quite responsive to any queries I had."
24 Sep 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 6 years.
    "This is the worst insurance company ever. Worst service, terrible staff and also they are very good at twisting the evidence and defending them selves vigorously when it comes to making a payment. Keep away from this company as they are a disgrace and a fraud.."
30 Aug 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Was a large dependable reliable life company.who would always be there."
07 Aug 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 7 years.
    "Easy take out policy and easy to deal with through my super fund."
07 Aug 2019 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "Premiums are far too high, I've looked at how much I'm paying and weighed it against the odds of a payout and it's clearly not worth my money.."
01 Aug 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Fees higher than would like but so far communication has been quite good if I have any questions. At this point would recommend.."
31 Jul 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Had policy for many years and no problems always send statements out annually. Would recommend them to others."
30 Jul 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 10 years or more.
    "Linked to my superannuation which makes it easier to take out policy."
24 Jul 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Over priced, slow under writer's. average customer services. pushy sales rep.."
17 Jun 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 5 years.
    "Very helpful about rights and made the return to pay time work process fair and stress free.."
17 May 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Easy to deal with and understand. Fees are good value compared to other policies. As I haven't had to claim (thankfully) I'm unsure of their procedures and helpfulness when processing claims.."
28 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 4 years.
    "I dont really know much about others to compare to other insureres at this stage."
26 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "My overall experience with this insurer has been good, however I sometimes feel as if AMP is a large corporation as often it is difficult to get to speak to the same person twice in a row. Sometimes I feel a bit isolated as I give my account number & then I have to explain my details to each person who answers my telephone inquiry.."
22 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Funeral Insurance / Plan for 5 years.
    "Great customer service, so easy to sign up online and every phone call i've made has been answered in minimal waiting time with an aussie call centre."
13 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Funeral Insurance / Plan for 5 years.
    "Good personal service but have felt pressured into products in the past.."
05 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 9 years.
    "I'm currently going through an application to increase my existing Death and TPD cover. Commenced process Nov 2018 and still haven't finalised my request. Some of the correspondence is super generic and doesn't make sense. One sentence will say I don't need to do anything and then next sentence says if I don't action my application will be cancelled. Also had to chase up my own doctors because apparently UHG haven't had any success.."
03 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "I believe it is very expensive and I was coerced into taking it out."
03 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 1 year or less.
    "It was an easy application, I only wish that we have more options to choose from and there is a calculator to find out what we are covered and for how much!."
03 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 10 years or more.
    "When purchased, they had a good reputation. I probably would recommend them to friends. The cost of premiums are the only thing I dislike. The older you get, the more they sock it to you. Also even though it's Trauma insurance, if you do a high risk job, your premium is almost through the roof - even though you would never claim from a work accident, that's workers compensation. Crazy.."
03 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 8 years.
    "I am very happy with my insurer.I would recommend them to others.."
01 Apr 2019 Overall rating
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    Had Resolution Life (AMP) Income Protection for 7 years.
    "Great customer service and understanding really helped with my enquiries."
21 Mar 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 3 years.
    "They seem ok, paid for through superannuation by employer, and all paperwork was done through employer. I have TPD and death cover. Have not had a claim yet, so cannot say much about the claims process.."
21 Mar 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover, Income Protection for 9 years.
    "Online customer portal is excellent bundling life insurance and super into one place. About average value for money.."
28 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Have had no negative issues currently, with this insurer. Both husband and self have been insured for a long time with AMP.."
27 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "Good service, products have been what I have expected and ordered for the time period.."
22 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 5 years.
    "It seems like an average insurer with a good name which to me, means more change of paying out if required?."
22 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 3 years.
    "No fuss easy to deal with and get the job done."
21 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 3 years.
    "Easy to deal with easy to update details full access to policy online with my super fund."
20 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 2 years.
    "Insurance was provided through work, thus far I have not had any issues.."
17 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 10 years or more.
    "I've paid a fortune- no customer service. Life insurance linked to my super which performed poorly and then they cancelled my policy four months ago saying they couldn't reach me !! Disgusting I've been paying it for 1/ years and fell on hard times.."
11 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 4 years.
    "The information isn't very clear and I don't find it easy to navigate the information on the policy docs and online. I wouldn't recommend.."
11 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 3 years.
    "It is okay I mean like pretty average and not always so good."
07 Feb 2019 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 6 years.
    "I felt the insurer should have made clear what information they needed earlier, they seemed to keep needing further information therefore dragging out the wait for payment."
24 Jan 2019 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "They were great in all aspects and I was very happy with the service."
04 Dec 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover, Income Protection for 4 years.
    "I had an income insurance claim, the claim process was easy and the claims officer was very helpful.."
02 Dec 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 5 years.
    "I would not recommend this insurer to other people as I don't feel they review your policy with your current needs."
30 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 3 years.
    "The costumer service is exceptionally well. Every time I have had to fix a payment they have been very helpful."
29 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I would like my policy to be cheaper than it is and discounts for being a long term customer would be nice!."
29 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "The application process was easy, I hold the product within my super and it just goes along without me having to do anything. I love that it was so easy.."
19 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "It's attached to my super so it's convenient. It's not very expensive and no medical s so hassle free.."
18 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 6 years.
    "Bad communication but easy process. It was all wrapped up in my super so the customer service doesn't bother me that much. I am looking at moving my super which means I will move insurance as I see no reason to be loyal."
18 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "The underwriting process took along time - probably about 3 months or so for them to obtain medical reports etc.."
18 Nov 2018 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 10 years or more.
    "It is part of my super so I have to have it cannot get insurance because of a heatattack when I was 29."
18 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 9 years.
    "Great, potential payout is good. highly recommend for anyone. Amp providr great service."
17 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I would not be recommending this insurer. Very average performance.."
02 Nov 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 6 years.
    "I have had a great experience with this company and I'm happy I made the choice to go with insurance watch."
24 Oct 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I like the way that it just keeps going and increases with the cost of living. I would recommend AMP Life for your insurance needs.."
24 Oct 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 2 years.
    "Communication is poor as I don't understand terms and conditions."
26 Sep 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 2 years.
    "Insurer is prefect and suit all my needs and requirements with excellent service."
11 Sep 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 7 years.
    "They bullied me into closing out the claim so that they could stop paying."
11 Sep 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover for 8 years.
    "I would definately recommend this insurer to others as it was reliable and easy to access. whenever i called them i talked to a real person which was very nice and a great relief and overall i have thoroughly enjoyed my experience with my insurer."
09 Sep 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Pretty happy overall. I will stick with them for the time being.."
07 Sep 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Does what I need it for and a price that is suitable."
12 Aug 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "I would recommend AMP Life to people who just want piece of mind when taking out insurance.."
27 Jul 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "AMP Life was available to me when I was very poor and saw little future, I only did it for the life insurance. I am reluctent to change after all these years of payment so I have had my super paid in to it, want to keep the life insurance."
24 Jul 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 2 years.
    "Overall very happy with the cover and service. I may consider losing the Critical Illness cover as I may not need it though - apart from that, I'm pleased with my cover and would recommend the rest to others.."
24 Jul 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover for 10 years or more.
    "I have had no issues with AMP, I have had the policy close to 20yrs and never made a claim but my premium keeps increasing, but i have never really shopped around.."
03 Jun 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "No claims with this insurer but as my age is creeping up, yet in good health I find a 35% increase in premiums to be nothing short of offensive. This is not acceptable and other options must be available.."
24 May 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "No issues good people to deal with just concerned about royal commission findings."
17 May 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 5 years.
    "Other than monthly premium deductions and annual tax statement, I do not have a need to contact my insurer."
16 May 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 1 year or less.
    "Great to deal with easy to apply and great cover."
10 May 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "I've had this policy for years and I'm happy with it.."
10 May 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Instead of the support promised and expected, AMP displayed total disregard for my well being, deliberately added to my suffering and took decision with full knowledge their actions would cause financial hardship and threaten my recovery.."
31 Mar 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 1 year or less.
    "They were very easy to deal with. I did not feel pressured and would certainly recommend them.."
08 Mar 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "AMP services are easy to use, their customer service is excellent I truly cannot fault them. I have not had to make a claim thank goodness, but I expect that process would be just as smooth sailing as i have experienced up until now.."
06 Mar 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 4 years.
    "I am overall happy with the interaction and communication I receive from my insurer. Their online portal also allows me to easily look at what insurance I have and what is covers, and easily allows me to change if I feel.."
26 Feb 2018 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 8 years.
    "I have had very little contact from them in the last several years however overall I am satisfied with the product.."
26 Jan 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Neither here nor there with them. Insured s part of my super plan but they aren't proactive in offering better solutions or reviewing my situation to see if my policies are the best fit for me.."
12 Jan 2018 Overall rating
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    Had Resolution Life (AMP) Income Protection for 1 year or less.
    "I have had no problems. AMP have always provided great service at a great price.."
09 Jan 2018 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "They are quite good with communication overall no complaints, very happy with the company."
20 Dec 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "Overall they are solid. I like their great customer service and dislike their high premiums.."
12 Dec 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "Once turned 50 years old premiums doubled and increase 20% every year, claim was for broken wrist 25 years ago, same insurance for 30 years is now $900 month, from $ 400 4yrs ago, think they are trying to get me off insurance, companies sell to each other, amp now someone else,."
04 Dec 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 1 year or less.
    "They were fine but nothing special. Wouldnt recommend Liked price disliked policy."
01 Dec 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover for 10 years or more.
    "What l like about my insurer is to get me covered was great. what l dont like is the on going cost as the cpi goes up every year.."
27 Nov 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 10 years or more.
    "Easy premium payment set up and when ever I have had to contact them (normally re change of address or something similar) they have been easy to deal with."
29 Oct 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 6 years.
    "Terrible experience have been paying the premium for 6 years now I am injured have provided them all the relevant information and reports over a month ago they are dragging the claim out and putting me under financial duress and giving me false information and not returning phone calls when they are telling me they will. Dont think that paying the money all seems well. Once the claim process starts they are one of the most difficult companies I have ever dealt with they do not care about their customers or their situations. I never asked to go to work and get injured and have turn my world upside down. At the time I thought everything will be ok that why I have insurance. I wrong I was.."
18 Sep 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 4 years.
    "This is all done through a financial planner so i never have to think about it. I love that it comes out of my super instead of an out of pocket cost."
05 Sep 2017 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 10 years or more.
    "This insurance has been an easy transaction as I pay for it through my superannuation."
09 Aug 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "We have had life insurance and TPD policies with AMP for 15 years, with zero contact from them or their advisors. Upon trying to review those policies we have been met with nothing but complete incompetence and unprofessionalism . We have spend hours on hold on the phone, and they have not once phoned us back after continually promising to do so. If they are this hard to do so when we are trying to review/ upgrade our policy, I can only imagine how hard they would be to deal with if we ever needed to make a claim. Sorry, they're just an utter disgrace- look elsewhere.."
27 Jul 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 6 years.
    "Overall experience has been satisfactory. However have never made a claim, thankfully no need to. The insurance company sends me a renewal each year and straightforward to renew. This year I have shopped around and found what appears to be a better/cheaper deal for the same level of cover.."
24 Jul 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 6 years.
    "To be honest I don't really deal with them, as it was signed up through an old employer and I've never had to claim."
21 Jul 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 8 years.
    "What I liked: Online Access to funds What I disliked: Time in which claims were processed Customer Support/Helpfulness."
21 Jul 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "It's peace of mind having life insurance with AMP. Yes I would recommend.."
12 Jul 2017 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "I became incapacitated in 2001 // I made claim with AMP after failing to recover in early 2002. AMP's Chief Medical Officer advised claim could be backdated (subject to medical reports) to onset of illness. This then took almost 8 years to resolve. AMP paid me a $1100 per moth less than their letters stated I would receive. This let to tons of ignored correspondence with a constantly changing claims assessor who always had no record of previous documentation. AMP sent an interviewer to see me in 2004. The interview was taped, the interviewer transcribed the tape and the transcription in no way resembled the recording. I challenged AMP on this but was told that no one at AMP had time to look at this. I engaged a solicitor and AMP eventually backed down. Having failed to obtain a reason to stop my payments with a dodgy interviewer AMP then sent me to Sydneys's most notorious hired gun doctor. This doctor was named in The Australian Newspaper in an article entitled 'cash for comment' AMP used this report to stop my payments. I challenged them again and was eventually re-instated but it took many months. I was a hospital patient at the time they stopped my payments yet they had failed to realise this. I had provided full details of hospitals, doctors , dates etc. During the time of non payment I got so far behind in other debts etc (including my mortgage) that I lost my home. Since this time they have occasionally put me under surveillance and I have be come reclusive. I dread going out incase a photo turns up on social media of me having a life. Because my employment involved driving a vehicle I no longer put any petrol etc on my credit card as AMP monitor my bank statements etc. The number of reports they request is ridiculous and when a doctor's report requests assistance or information it is diligently ignored. AMP constantly apply an annual CPI premium increase but do not increase my payments. They do however send me a document that says they will. I have lodged a 35 page complaint with their complaints department and am awaiting some sort of response. I have asked them to compensate me for all the things they have done that have had a negative impact on my life. There is more to my story but if you have read this far and seen the 7.30 report on ABC 11/07/2017 you will most likely avoid AMP by the widest berth possible.."
22 May 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 1 year or less.
    "Have only been with for 2 months, but seems good. Good Reviews from others. Application processed well.."
01 Feb 2017 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "My claim was made in November and am yet to receive an outcome as AMP have not been able to follow up and get the information needed. Communication with me is pathetic. My case manager said a cheque was sent to my GP which was not received. I have to actively followup with AMP for them to take action. 2 weeks later a new cheque has still not been posted to my GP. I would assume that if doctors have not responded, AMP need to followup and inform the claimant of the delay instead in my case, action is only taken when I contact AMP. This is despite me asking them to email me if they have not had a response. I will hesitate to recommend AMP to anyone as they are not compassionate and are not there when you need the help.."
09 Jan 2017 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "I liked, i wouldn''t recommend them. Thank you very much."
26 Oct 2016 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 9 years.
    "Easy join as it was a Continuance Offer after leaving an employer and it took over from the Life cover I had within employer Super fund. Premiums are VERY expensive.."
11 Oct 2016 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "I have been with AMP for over 40 years. Ive had two short term illness claims over that period and now facing a third with diagnosed Depression and mild CFS. After much investigation, AMP took three months to accept my ill health, paying me after the first eight weeks since October last year. Im still financially supported by AMP and its been a long road without signs of recovery but AMP now are making it very difficult for me to continue under their changing and demanding requirements. The insurer has every right to know my health condition in order for my insurance cover to continue as a supportable income for me. But now its become a battle with trying to supply information that is out of my control. My AMP acting agent has now informed me that my Psychologist Counselor has refused to release (personal) counselling information which would will compromise my ongoing insurance support, even through I have given my authority for release of documentation. Apparently, this is due to a legal policy and Code of Ethics relating to Client confidentiality. And unfortunately for me, AMP can use this legal loophole and tact as to stop my income protection. I some how knew that AMP would find a way not to payout. I just only wish they told me how difficult they where going to make my life before paying all that money over the hard working 45 years. It really shows how serious they where going to be in supporting my later years of poor health, its about taking our money and not giving the services we paid for. I have lost trust in AMP and for what they represent.."
08 Feb 2016 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 6 years.
    "Not sure that we are getting covered for and if it is too much!."
28 Jun 2015 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "They seem a lot more expensive than necessary, compared to others."
27 Jan 2015 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Overall I considered that AMP offered very good coverage with the backing of a very strong financial position. Coverage was very comprehensive however it was not the least expensive available. I was also paying a financial adviser service fees for the annual renewal, whilst they may have provided the initial advice, they no longer are offering anything noteworthy and yet are receiving financial benefits from the continuation of the policy.."
05 Jan 2015 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover for 6 years.
    "I went through an insurance broker therefore my judgement is somewhat effected by his actions rather than the insurer themselves. In the past when I have communicated directly with the insurance company I was happy with the service I received.."
16 Oct 2014 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 4 years.
    "As an ex-financial planner I had no issues with this insurer.."
28 Aug 2014 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "After having income protection for my profession as a theatre nurse for 20 years and paying approximately $110,000 in premiums, I have been knocked back on my claim (I have been diagnosed with narcolepsy and deemed unfit to work) on the grounds that my photography hobby is a registered business, even though it has never made a profit (and it has nothing to so with my policy for nursing). It has been over 12 months since I've made my claim and had no income. I've had to sell my house and buy a smaller dwelling with my daughter and her family just to survive. I've recently been approved for a disability pension by centre link and back-payed for 12 months (only a small amount that barely covers bills) but AMP is still refusing to pay me (despite being deemed disabled). Originally they told my financial adviser they would pay but it would take time and they were just working out how much,but then a year later they said they had decided not to pay and that I am not able to claim if I am 'able to work whether paid or unpaid' capacity (this is despite the fact that my policy was about my work as a nurse and nothing to do with my hobby of photography). The entire time I have been waiting for a reply I am being forced to pay the $900 per month premium or they will cancel the policy (which I am paying with my savings). This is where I am at currently and am I writing in the desperate hope that no other Australians are fooled into taking out a policy or having anything to to with AMP and I am hoping that more people will stand against them. They seem to stall until they find some crazy loop hole and force you to pay premiums while you wait for them to find another. AMP has destroyed my life and I urge anyone else who has found this to step forward.."
13 May 2014 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability) for 1 year or less.
    "Liked - application completed without too much of my involvement once the form was completed Disliked - probably could have provided an update at times throughout the process."
14 Mar 2014 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "I have had very little contact with the insurer so I have nothing to add."
12 Mar 2014 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 1 year or less.
    "Easy application process. I liked being assinged a single point of contact who could provide solid advice and provide options. Good communication and great service.."
28 Jan 2014 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 7 years.
    "As I've just discovered, stupidly expensive and poor value for money.."
28 Nov 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "They were professional and courteous. I would recommend to others, depending on whether the policy suited the needs of the person.."
26 Nov 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 5 years.
    "This insurance offers good value for money since I have it as a default on my superannuation package. The benefit/cover it offers probably not the best in the market.."
26 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 8 years.
    "Have not had much dealings with them, we just pay our monthly premium.."
20 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 10 years or more.
    "No comment."
20 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 2 years.
    "Good service and fair value for your buck!."
20 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 10 years or more.
    "The price of it is very expensive.."
19 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 5 years.
    "Generally used them as they are linked with my works super fund.."
19 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 4 years.
    "As all I do is pay a renewal premium each year to which they address the information incorrently I haven't had enough dealings with them to form an opinion. I will be undertaking a review within the next few months prior to renewal to ascertain whether I am getting value for money and if not I will change insurers.."
18 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 4 years.
    "The insurer (with my permission) dealt directly with my financial advisor in relation to the policies. This made it much easier on me than spending hours on the phone to them.."
17 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 3 years.
    "Im happy the way whst is Thanks."
17 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Its been there for so long I don't really review it."
16 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Income Protection for 2 years.
    "Easy communication and set up of plan. Much cheaper than others for the same benefits.."
15 Jun 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Having had this policy for quite some time now I have nothing but good to say about them. They initially assisted me with this policy when I took out my first mortgage and continued to assist. Having not yet had to make a claim ( if I had I would not be taking part in this survey), as yet I am unable to vouch for their claims service.."
22 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Originally Australian Casualty & Life and the AXA, now AMP. I have had no real experience with this insurer, I just renew the premium each year to protect my husband should I die prematurely.."
19 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 10 years or more.
    "I have had this cover for 23 years now. Was first one company, then changed to AXA for many years, then only taken over by AMP about 2 years ago. I have only changed my cover down this month as I have found it too expensive now as it increases every year. Anyway, overall I am very happy with the cover. I may never use it, but like all insurances, it is good to have 'just in case'.."
18 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Fairly easy to deal with. Not much variation allowed."
18 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Had some issues in the past with them not communicating chages to policies.."
18 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 1 year or less.
    "Good easy internet site."
17 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 3 years.
    "Liked amount of policy. Disliked the way that wrong information kept getting sent."
17 May 2013 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "Excellent definitions, competitve pricing. Transition to AMP was handled effectively, communications were clear and timely.."
17 May 2013 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Have never had to make a claim so really have not had any contact with them.."
17 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 5 years.
    "All been very smooth - went through an agent who was very helpful Have no issues as we have never needed to claim."
16 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 6 years.
    "My requests weren't listened to when I initially took out my insurance with AMP. The issue was more to do with the financial planner providing this policy than AMP. However, when I have tried to contact AMP, they have been unable to do something so simple as help me change my password. Generally, phone service has been dreadful. Very little to like.."
16 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 3 years.
    "My policy offers value-for-money cover and subsequent quotes with competitors have been more expensive for less cover!."
16 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, Trauma / Critical illness cover, Income Protection for 10 years or more.
    "I had a sudden catastrophic illness in 2012 which led to 9 moths not working and claims against my trauma, income and business expenses policies. AXA (now rebranded as AMP) were actually very good in dealing with the claim except for the initial processing of the claim despite all paperwork being lodged in a timely manner. Apart from being a long time (over 1 month) there was very poor communication considering my situation at the time. There was an initial lack of any empathy or understanding. It is quite important that assessors who actually have the initial contact with clients are trained in appropriate communication skills to be able deal with the variety of serious situations and people that they have to contact. However, overall the ongoing processing of the claim and payments and contact was really excellent and meant my recovery was not hampered by any financial stress.."
16 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "I would need to review their products now as it was too long ago to be able to recommend them. I haven't required the insurance so can't comment on their customer service.."
15 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 5 years.
    "I had a problem with their customer service which was very frustrating and would make me unlikely to recommend them.."
15 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 2 years.
    "Painful to organise, especially when tied to a superannuation fund.."
14 May 2013 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 1 year or less.
    "Good value and Yes I would recommend them to others."
14 May 2013 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover, Income Protection for 1 year or less.
    "Competitive rates and I would recommend them to others."
14 May 2013 Overall rating
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    Had Resolution Life (AMP) Income Protection for 10 years or more.
    "Many changes in Advisers over the years but I've always dealt direct with company and received excellent service.."
13 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "The fact that I can borrow on this policy is a great feature - contact and response from them is a little to be desired but the end result has been achieved and the policy benefit is still growing.."
09 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 6 years.
    "Very Standard Process and Basic Communications. Service was not personalised, I felt like a number in a queue. Handling of bloods and medical was clumsy and not transparent. Original insurer was AXA but is now AMP.."
09 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 2 years.
    "Reasonably happy even though originally with AXAlife."
09 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 1 year or less.
    "Originally with AXAlife, however now AMP. I did not want an automatic inflation increase & I have contacted them 4 times now & they still increased the sum insured. I am not happy. I have emailed & phoned twice doing everything they requested to no avail. I have put in writing & signed & emailed. The main problem I think is with there email system, as you get a Return Email Receipt From AMP saying Your request will be allocated to the relevant team within 24 hours and processed as per the existing service levels that apply to the request type. However nothing gets done. I received a letter today with the insurance schedule detailing an increased sum insured, which we did not want, I phoned again & complained again to Nathan S.."
09 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 7 years.
    "Liked the dealings with our personal planner from AMP. Local and knowledgeable. Like the policies in place. Yes, I would reccoment to others.."
08 May 2013 Overall rating
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    Had Resolution Life (AMP) TPD (Total and Permanent Disability), Trauma / Critical illness cover for 2 years.
    "Very friendly customer service which is very rare these days, she followed up enquiry's promptly and gave us all options to consider.."
08 May 2013 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 1 year or less.
    "Good value and price for a person my age. Would recommend them purely because of value.."
08 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more.
    "Extemely difficult to talk to, long phone qait times, then tell you that yoyur allocated advisor will call you back....which he didn't, called again, gt email from him, and he still did not answer the question I asked. Policy costs are large compared to others. Time for me to move !."
06 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 3 years.
    "I have actually cancelled this policy as it was costing too much to maintain it."
06 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 7 years.
    "I probably had this policy for longer than 7 years unsure exactly of when I started a policy with them. it has changed over the years. I no longer have this policy as I felt it was too expensive and getting more expensive each year.."
06 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 3 years.
    "As far as price goes they were very competitive and yes i would recommend."
06 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance, TPD (Total and Permanent Disability) for 1 year or less.
    "Everything was done via Insurance Watch, so I didn't have any issues when I went through the application process. I think it is a quite value when I compare this with my previous insurer (i.e. GE Money)."
03 May 2013 Overall rating
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    Had Resolution Life (AMP) Trauma / Critical illness cover for 1 year or less.
    "Setting up took a while - lots of back and forth."
03 May 2013 Overall rating
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    Had Resolution Life (AMP) Income Protection for 3 years.
    "I have been really happy with the sensitive and professional treatment of my recent claim on the grounds of mental health. I would highly recommend AMP to my colleagues.."
03 May 2013 Overall rating
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    Had Resolution Life (AMP) Life Insurance for 10 years or more.
    "Overall, reasonable service. Great online portal.."